Margaret T Hatcher

Pamela,
Regardless of if they have a lease agreement or not, you can not just lock out people in Texas. You will need legal advice. Naima is correct you must go to the courts for the proper eviction notice. You need only notify the Justice of the Peace in your area to find out what to do if Your letter was hand delivered or better yet Certified.
Margaret - Sat Jun 28 2008, 08:09

Lindsey,
You have an attorney, or should if in probate, but probate attorneys are not always versed in Real Estate. But you really did not ask us for Legal advise you asked for the answer to a fact of Real Estate in Texas.
The answer is Yes and No.
If there is still a first mortgage the HOA can not foreclose. If there is no first mortgage the HOA can foreclose.
When there is a first in Texas they are the only ones that can foreclose but once that is paid the others can play first come.
I you or the deceased still owes on the property the HOA can place a lien on the property so that clear title does not transfer until they are paid.
Margaret - Thu Jun 26 2008, 11:59

Chris
You are quite right to be concerned. Is the water damage from a flood, if so there should be other homes in the area with similar damage to compare the difference in appraised value now or is your the first to sell. The mold it depends on the amount and kind, in Texas if it is larger than a 3X3 it must be on future disclosures.
The additional insurance that a purchaser has to purchase always affect the purchase price of a home, we just need to know more about this particular damage and house. - Tue Jun 24 2008, 10:30

Robert ,
Are you talking about the IRS, The State Controller or the County Tax Assessor. There will be different sites for the different ones.
The courthouse steps ( as they say) is the first place to look , but you do have three big auction companies that take care of many of the tax sales for some of the counties in Texas. I would bring up the county on Google and start my search there to see how they handle their sales. If I lived in the county I would go to the courthouse and read the wall.
Margaret - Wed Jun 18 2008, 17:03

Ginger,
Until you know what you are doing you can do yourself and your client a disservice trying to do a short sale.
Not everyone qualifies for a short sale. 1st the home must be listed, they must be behind on payments, they must have a good reason for being behind on payments, - lost job, have cancer, such as this, NOAT my son is going to college, I want a new car , we spent too much on new furniture. you must negotiate with the finance company before advertising in private (agent) the home as a short sale, you may in agent remarks say possible short sale, but do not guarantee a short sale until you hear it from the lender.
Your sellers need to write (they write ,just like in sellers disclosure it must be them) a hardship letter for you to have when you address the lender about a short sale.
Once you are assigned a person to speak to do not break contact or it will be assigned to another person, speak to the person every 4 to 5 days even if it is only a message saying just checking.

As stated below Short Sales and different, on is just in better shape usually. I find the equity pretty much the same here. The foreclosures are not as cheap anymore, guess the banks have too many.
Why not take on one at a time
Good Luck

Marg - Thu Jun 12 2008, 11:12