More information would be needed but most likely an FHA loan would be your best bet.
If your ready to take the first step which is qualifying for a loan then feel free to contact me.
We can also see if you are a candidate for the Carson first time homebuyer program.
It seems like your being offered a loan modification. If that is what your interested in then I have someone that can do that for your with no upfront fees.
Feel free to contact me and good luck to you. - Mon Nov 10 2008, 09:42
Acually for qualifying it's more like one-third 1/3 of your gross income. If you have anymore questions regarding house payments, income or any type of qualifying for a loan question then feel free to contact me.
Getting you pre-approved is easy plus I specialize in helping self employed buyers and borrowers so feel free to contact me if you like and good luck to you. - Wed Oct 29 2008, 16:34
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