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To be on the safe side, I would give yourself 45-60 days. It shouldn't take much longer than that. I have a lender that has closed them sooner, but FHA is doing more loans now than they are use to with the increased limits and it is backing up the system a bit.

I haven't heard of a loan taking 90 days, even FHA unless the buyer is lagging on submitting their information and/or they have credit issues that need to be cleared up.

If you are still not convinced, they are all correct. 35 days is about the minimum. 40-45 should be more than enough. You really should talk to someone else. You don't want delays or penalties put on you because of your lender's failure to close.

Are you using a loan broker or FHA approved lender? I have a great FHA lender in OC if you need another opinion. Good luck!

DaveO@TheOCmls.com

That does seem like a very long time. If there are no issues it should take between 30-45 days with a reputable lender. My lenders can do it in 30 days as long as everything is in place when the offer is accepted. I would talk to some other lenders.

Have a great day!

Hi there Leticia, This sounds a little long. You might want to consider a second opinion.

If you need help please let me know
Kind Regards
Michael Barron
Realtor/MBA
First Team Real Estate
michael-barron@sbcglobal.net
(714) 552-6817

That seems like a very long time. You might have some credit issues they are dealing with or other issues of some sort. Get a second opinion from another lender.