I just got your email. I will respond to you there. Thanks :)

the website is telling me that the home has a estimated loan balance of 2269. im guessing that means that the loan for the house thats unpaid and has left over is 2269 so does that mean that there is still a 2nd?

If I understand the question, it sounds like there are a lot of pieces missing from this puzzle. If it has Only a notice of default, the homeowner has the right to try and sell it still. If it is for less than what the owner owes the bank, it is considered a short sale, and requires bank approval on the price. Depending on where you found this home, you could just be looking at the amount that is delinquent. If the bank that filed the notice is the 2nd, you will still be responsible for paying off the first.

Unless you are very clear about the process, NOD and NOTS can bring you more grief than value. Let's review what you are looking at, for free, to make sure you have all the information you need to make a decision.