Hi J.P.
The mortgage landscape has changed a lot during the past year since you posted.
Just in case others are reading this question, North Coast Mortgage is now part of RPM (Residential Pacific Mortgage) to provide more comprehensive services.
As lending requirements tightens, the programs and players change on a daily basis, make sure you are working with a reputable, experienced mortgage broker / lender and Realtor so you can get the best deal for you.
Sylvia
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